If you’re considering buying a home in 2025, you’re already ahead of the game by starting to plan now. To help you on your journey, here are the 5 Best Things You Should Be Doing Right Now to set yourself up for success:
1. Check Your Credit Score
Your credit score plays a significant role in determining your loan options and interest rates. Take a look at your score and address any inaccuracies or outstanding debts to boost your rating before applying for a mortgage.
2. Start Saving for Your Down Payment
While there are programs for lower down payments, having savings set aside gives you more flexibility and leverage. Aim for 5-20% of your target home price, depending on your loan type.
3. Get Pre-Approved for a Mortgage
Even if you’re months away from buying, getting pre-approved gives you a clear picture of what you can afford and strengthens your position as a buyer when the time comes. I'm happy to connect you with my preferred local lenders who work hard to make the transactions as seamless as possible--just send me a message and I'll connect you!
4. Research Neighborhoods
Take time to explore areas that fit your lifestyle and budget. Consider factors like schools, commute times, amenities, and local property values.
5. Work with a Trusted Real Estate Agent
Partnering with an experienced agent early on can save you time and stress. I’d love to help you navigate the market, from identifying the best opportunities to negotiating a great deal.
Bonus Tip: Market conditions are always changing, so staying informed is crucial. I can provide you with regular updates on the market to ensure you’re ready when the perfect home comes along.
If you’re ready to take the next steps or have questions about your home-buying journey, let’s connect! Simply send me a message pr give me a call to schedule a quick consultation.
Looking forward to helping you make 2025 the year you find your dream home!
Warm regards,
Heather
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